Credit Analyst

This is a remote position. Apply only if you have prior experience in Australian (not US, not India, not UK) mortgage finance (not accounting or any other field) broker (not banks)experience. About Us Expert Lending Pathways is a rapidly growing outsourcing company with a strong presence across India and Australia serving the Mortgage Finance industry. About the role Are you an experienced Credit Analyst ready to take the next step in your career? Join ELP as a Mortgage Broking Credit Analyst and play a key role in helping our clients achieve their home ownership dreams. This is a unique opportunity to join a dynamic team where your expertise will directly support our brokers by conducting in-depth credit assessments and providing expert insights into mortgage applications. Key Responsibilities Conduct thorough credit and risk assessments on mortgage applications, ensuring compliance with internal policies and industry regulations Liaise with brokers, clients, and lenders to gather required documentation and clarify application details Analyze client financial data to calculate borrowing capacity in line with lender guidelines Prepare detailed credit submissions and recommendations for loan approvals Ensure compliance with all relevant banking, finance legislation, and regulatory frameworks Stay current with changes in mortgage lending policies and industry regulations Provide expert guidance to brokers on complex or self-employed applications Identify opportunities to enhanc