Backend Engineer (Lending)

About the Role At BukuWarung , we are building the financial backbone for millions of underserved merchants. As an SDE II in Lending Engineering, you will design and scale systems that power our lending products—ensuring a seamless user experience, strong data consistency, and reliable integrations with external financial partners. Your work will directly impact how merchants access and interact with credit, from application to disbursement and repayment. Beyond building features, you will help lay the foundation for a scalable lending platform that can evolve toward automated underwriting and intelligent decisioning. The Mission We are entering a critical phase where scalability, reliability, and data integrity are essential. You will work within a Hexagonal Architecture to ensure our lending platform can scale sustainably while remaining resilient and maintainable. Our goal is to build a system that not only handles growing transaction volumes but also integrates deeply with partners and internal data sources—ultimately enabling us to develop our own underwriting capabilities and automate credit decisions at scale. What You'll Do Build Scalable Lending Systems : Design and deliver core features across the lending lifecycle, including loan origination, disbursement, repayment, and reconciliation. Java Mastery: Strong proficiency in Java (11+) and modern Spring Boot. Ensure Data Consistency: Develop systems that maintain strong data integrity across distributed services, espe