Senior Data Scientist II

Own the development of advanced modeling solutions that enable Zip’s next generation of financial products, leveraging rich data sources such as bank transaction data to unlock new product capabilities while strengthening the core business. Bring deep data science, applied research, and financial services expertise to develop and experiment with innovative modeling approaches—including traditional machine learning, algorithmic solutions, and AI-centric techniques—that balance risk, profitable growth, and long-term product opportunity. Remote-first opportunity for US-based employees with the option to work in-person out of our Manhattan office Start your adventure with Zip As a Senior Data Scientist II, you will leverage your creative and critical thinking skills to develop best-in-class models that push the product and analytical capabilities at Zip. Leveraging new rich data sources, you will build the first generation of models enabling new product capabilities. Along the way, you will also build foundational models that enhance the core business. This work will encompass traditional ML, algorithmic solutions, and AI-centric techniques that drive real business impact. You are self-driven, intellectually curious, and comfortable iterating on simple solutions that are informed by experimental results. Interesting problems you’ll get to solve Independently design, build, evaluate, and iterate on new AI/ML models leveraging bank transaction data to enable new product capabilitie