Senior Product Manager (Tokenization)

We are looking for a Senior Product Manager (Tokenization) to act as Payforge 's subject matter expert on network tokenization, digital wallets, and modern payment authentication. You will advise issuers, processors, and fintech clients on tokenization capabilities, transaction flows, operational controls, and digital credential adoption — assessing where they are today, identifying where performance and risk can be improved, and supporting them through implementation and production readiness. The role spans business and technical audiences, and requires equal comfort in a fraud operations review and an authorization flow walkthrough. Key Responsibilities: Act as the lead advisor on client tokenization initiatives, covering network token services (Visa VTS, Mastercard MDES and equivalents), token lifecycle management, and card-on-file tokenization. Assess clients' tokenization operating models, configuration options, controls, and implementation approaches, and identify opportunities to improve adoption, performance, and customer experience. Review end-to-end tokenized transaction flows across provisioning, authorization, clearing, and settlement, including issuer authorization processing and token-related transaction data. Advise on digital wallet enablement — Apple Pay, Google Pay, Click to Pay — covering enrolment, provisioning, authentication, issuer controls, and checkout journeys. Advise on modern authentication approaches: passkey-based and FIDO-aligned schemes, delega