Enterprise Merchant Underwriter

Enterprise Merchant Underwriter (Portfolio Management) North - Remote Candidates with advanced underwriting experience in the Payments industry will be given preferred consideration. The Portfolio Management Enterprise Merchant Underwriter role provides an optimal underwriting experience to our sales partners and merchants. The primary focus of this position is to perform a periodic review of North’s high exposure merchant relationships, working with all stakeholders in maintaining business relationships within acceptable risk parameters. This role requires the soft skills necessary to be a good ambassador for North to external parties, such as sales partners and business owners, while being capable of obtaining all necessary information to perform advanced financial analysis and risk based due diligence. Team members holding this position will process, prepare and present findings to senior management in a written format. Additional functions include the completion of the communication cycle to all stakeholders as well as performing workout functions associated with adversely rated merchants. What you'll do: Conduct periodic credit reviews within an assigned portfolio and quantify results in a narrative format based on processing models, metrics and a detailed financial analysis resulting in verbal and written recommendations to management consistent with NAB’s risk appetite. Perform financial analysis and prepare Credit Risk Assessments of existing merchants with detailed r