Senior Associate, Morbidity Underwriting Risk & Quality Solutions

Job Requisition ID: 93989 Location Designation: Fully Remote Role Overview The Senior Associate, Morbidity Underwriting Risk & Quality Solutions is an advanced individual contributor responsible for ensuring the quality, consistency, and effectiveness of morbidity underwriting decisions across Long Term Care and Individual Disability Insurance. This role owns morbidity underwriting quality insights, monitoring, and reporting , and plays a critical role in identifying trends, assessing adherence to guidelines, and driving improvements to underwriting practices, tools, and processes. The individual operates with a high degree of independence, applying deep underwriting expertise and analytical judgment to evaluate outcomes, influence decision-making, and support continuous improvement across underwriting and modernization efforts. What You’ll Do: Quality Oversight & Case Review Perform post-decision reviews of LTC and IDI underwriting cases to assess accuracy, consistency, and alignment with morbidity underwriting guidelines Apply expert judgment to evaluate whether underwriting decisions are equitable, balanced, and aligned with intended risk outcomes Identify decision inconsistencies, guideline deviations, training opportunities and areas of elevated risk Trend Analysis & Insight Generation Own monitoring and analysis of morbidity underwriting quality trends across products, cohorts, and distribution channels Identify patterns in decisioning, including inconsisten