Credit Risk Review Officer

About Us Live Oak Bank is a digital bank that serves small business owners across the country. Our groundbreaking spin on service and technology has fueled our mission to be America’s Small Business Bank. Our products help customers buy, build, and expand their business, and our high-yield savings and CD products help them grow their hard-earned money. At Live Oak, we never lose sight of the well-being of our people. We believe our employees are the heart of our company. Our commitment to our customers and culture is intertwined, and we seek those who embody and embrace what it takes to empower the American dream. How This Role Impacts Live Oak and Its People As a Credit Risk Review Officer , you will play critical role in safeguarding the strength, integrity, and long‑term performance of Live Oak Bank ’s loan portfolio. Serving as a subject matter expert within the Credit Risk Review function, you will independently assess the Bank's most complex Specialty Lending relationships, provide credible challenge to credit and underwriting practices, and help ensure that lending practices align with regulatory expectations, internal policies, and Live Oak’s high standards for sound credit risk management. Through your expertise, you will ensure transparency and accountability in loan quality, helping to shape strategic decision‑making, enhance credit risk governance, and support our mission of being a trusted financial partner for customers and communities. Location Preference: This