Domain Expert | Banking: Loan Origination & Commercial Lending

Description About Factify AI agents are starting to make decisions in regulated enterprises, including US banks and insurers. Factify turns an organization's policies, documents and real-world practice into a sealed, executable rulebook that governs how those agents decide. Every decision is traceable, auditable and ratified by the people who own the process. The role You will be our US banking expert. You will map how critical decisions are actually made inside US banks, starting with credit decisions from application intake to final approval. You will find where policy and practice diverge, and encode that into rules that an AI agent can execute and a credit committee or examiner can defend. As our work expands, you will cover more of the bank's critical processes. What you'll do Map end-to-end loan origination flows for consumer, small business and commercial lending: intake, KYC/BSA/AML, income and collateral verification, credit analysis, underwriting, approval and exceptions. Map other critical bank processes as customer needs arise, using your own experience of how they run in practice. Analyze credit policies, underwriting guidelines and regulatory requirements. Surface conflicts, gaps and ambiguous thresholds. Define and validate decision rules (eligibility, DTI/DSCR/LTV limits, covenants, pricing and escalation criteria) with bank process owners. Build realistic test cases and golden-label datasets (approve / decline / refer) with documented supporting evidence. Rev