Senior Credit Analyst (AU Mortgage Experience)

Position : Senior Credit Analyst Salary : PHP 90,000 - 120,000 Working Hours & Conditions Aligned with Australian hours; full-time (remote) Holidays : AU Holidays ABOUT THE COMPANY : The client is a forward-thinking financial services and mortgage brokerage firm headquartered in Newcastle, New South Wales. Operating with a mission to modernize the lending landscape, the company specializes in providing strategic debt solutions for first-home buyers, seasoned investors, and small business owners across Australia. By leveraging a network of over 60 lenders, they deliver highly personalized expertise in residential mortgages, commercial finance, and asset lending, positioning themselves as a fresh alternative to traditional banking institutions. OVERVIEW : You are responsible for structuring, assessing, and submitting loan applications across a wide range of residential lending scenarios. This is not a data-entry role—you are expected to think like a broker and anticipate credit outcomes before submission. You will work across multiple lenders (including proprietary products), handling deals end-to-end from fact find through to submission and credit support. RESPONSIBILITIES : Analyze borrower scenarios (PAYG, self-employed, complex structures) Structure deals across: Refinances Cash-out / equity release Pre-approvals Multi-lender / proprietary products Basic SMSF lending (low volume) Prepare and submit loan applications via Connective Complete and manage MIRs (More Informat