Junior Credit Analyst / Italian-English Speaking Data Operating Centre (DOC)

As a credit analyst in credit insurance, your role consists of assessing and establishing the creditworthiness of potential debtors and recommending credit decisions to clients and the company, while minimizing associated risks. Main Responsibilities: 1. Creditworthiness Assessment: Analyze the solvency of debtors by examining their financial statements, payment history, credit history, and other relevant information. 2. Issuing Credit Recommendations: Based on the solvency assessment, issue credit recommendations to clients and company management. This may include credit limits, payment terms, and guarantees. 3. Portfolio Monitoring: Proactively monitor the portfolio of clients and debtors to detect any significant changes in their financial situation. 4. Communication: Collaborate with various stakeholders to provide information on credit recommendations and answer questions. 5. File Management: - Maintain complete and accurate records of recommendations and communications. - Update administrative information in a database; - Enter company balance sheets into dedicated tools. Master's degree (Bac+5) in Finance, Accounting, Economics, or equivalent. Good understanding of financial statements and key financial indicators. Rigor, organizational skills, and capability.